Road accidents may happen to anyone. If you have recently been involved in a car accident, the first thing you should do is remain calm and collected. In order to cover the damages you will be required to make a claim with your insurance company. . See what you should do if you are in a car accident.
- Immediately Contact The Police
You cannot file a car insurance claim in the UAE without a police accident report. Before you do anything else, call the police and report the accident. You can do this either by calling them on 901 or reporting the accident using the Dubai Police application on your phone, so make sure you have it downloaded after reading this blog to remain on the safer side. As part of the procedure, the police will inspect both the car and the location of the incident.
After that, both drivers are issued a green or red paper with the accident summary and contact information. The red and green papers are issued to the parties at fault and not at fault respectively.
- Record The Incident On Your Phone
Take photos of your damaged vehicle and other bodily injuries, if applicable, resulting from the accident. This strengthens your insurance claim and increases your chances of receiving fair reimbursement for the losses caused due to the accident.
- Immediately Notify Your Car Insurance Provider
After you’ve reported the event to the police, your next action should be to notify your insurance provider. It is critical to provide all data regarding the accident to your insurer in order for your claim to be processed properly. If you are working with a trusted insurance broker with a dedicated claims team like Gargash Insurance, you can get in touch with them to register your claim.,
4. Examine Your Motor Insurance Policy
The importance of a motor or car insurance policy is often realized only during an accident, hence it is advisable to thoroughly understand the features and benefits of your car insurance policy while purchasing it. During an accident, it is advisable that you check over your insurance policy again in order to be more confident in claiming the appropriate settlement amount. It will inform you of what is and is not covered by your policy. Understanding your policy terms will assist you in negotiating with your insurance agent during the ultimate settlement of insurance claims. Make sure they have garages like Gargash Auto listed on their panel, that have a commendable service history.
5. Gather Case Documents
A copy of the police case report will help you if there is a dispute over the settlement.
Documents Needed in the UAE to Process Car Insurance Claims
- Police report
- Car registration document or Mulkiya
- Car modification certificate ( if any)
- Valid Driving license
- Completed Claim Form
- Emirates ID Card
Accidents do not arrive with warnings, and we must constantly be prepared for the worst. A motor insurance policy can significantly reduce the amount of money you spend in the event of an accident. It alleviates a significant weight during such a difficult and traumatic period.
Get your auto insurance policy from Gargash Insurance to simplify a complicated and time-consuming process. They guarantee to be there for you when you need them the most.
